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Updates


IFA Joins 50-100 Coalition to Protect Small Business Owners from ACA Mandate

The Supreme Court has upheld the Affordable Care Act (ACA), but small business owners across the U.S. are still struggling to deal with its ramifications. The ACA is full of one-size-fits-all mandates that continue to wreak havoc on day-to-day operations of many small businesses. Employers want to provide good healthcare coverage to their employees, but they must to do so in a cost effective way. The ACA has made that harder to achieve. These businesses need relief.

That’s why IFA has joined forces with several other employer organizations to form the 50-100 Coalition. The Coalition is supporting efforts in Congress to protect businesses from the ACA mandate that requires businesses with between 51 and 100 employees to change their healthcare plans by 2016.

The mandate would disrupt the market and force groups with between 51 and 100 employees to drop the health insurance they currently provide to employees. Many of these businesses already provide have through the large-group market. The ACA mandate would force this group to instead purchase coverage through the small-group market. This is unnecessary and won’t guarantee better coverage for anyone.

The 50-100 Coalition is standing behind compromise legislation that would reverse this mandate. The Protecting Affordable Coverage for Employees Act (The PACE Act), which enjoys bipartisan support, would preserve the current definition of a small-market group as 1-50 employees and at the same time give states the flexibility to alter that definition if the need arises. This is a much better approach.

Federal mandates like this ultimately lead to fewer choices and higher costs for consumers. Employers will continue to pursue solutions that protect their employees from government overreach, particularly when it impacts the very personal subject of their healthcare.

Date: 2015-07-29

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